Travel Insurance Policy

What You Need To Know Before You Buy

Travel Insurance Policy: Call it what you like – vacation insurance, trip insurance or holiday insurance, not having insurance is not worth the risk. Anything can, will, and sometimes goes wrong. If it does and you are not insured, you can be up for a lot of money AND inconvenience.

Travel Insurance Policy

What You Need To Know Before You Buy

 

Travel Insurance Policy: Call it what you like – vacation insurance, trip insurance or holiday insurance, not having insurance is not worth the risk. Anything can, will, and sometimes goes wrong. If it does and you are not insured, you can be up for a lot of money AND inconvenience.

Travel Insurance Policy

A Travel Insurance Policy will hopefully be something you don’t have to worry about when travelling – but it is certainly something you need to sort out before you leave. Cover can be hard to arrange once you’re on the road. Book with a reputable insurer before leaving home.

Be Covered For Where You’re Going

This sounds obvious, but check that your cover will apply where you’re going, especially if you’re visiting popular destinations destinations just outside what may be considered Europe, such as Morocco or Turkey.

And For What You’re Doing

One of the most important things to remember to check in your travel insurance policy is the adventures that you are planning for on your trip are covered. Attempting to ski? Going Rock climbing? Make sure that your travel insurance policy extends to cover these. Read the travel insurance policy carefully to see if there is restrictions relating to, for example, going off-piste. Best of all, plan ahead before you go to be sure you’re covered for any activity you might take. 

How Much Cover?

It may seem like your medical provision amounts to mind-bogging millions that you will need, but remember this is worst case scenario stuff. As dramatic as it sounds, imagine the cost of you having to be medically repatriated. The highest levels of cover are worth it if you’re going to the USA, where health care is expensive. 

Check travel insurance policy inclusion and exclusion and get a free no obligation quote.

Take Your Documents – A Copy

Travel with your travel insurance policy documents, and also have a copy on email. Make sure that you store the contact number of your insurer in your phone. This will make the documents easily accessible if the need to use them arises. 

Drinking and Insurance Don’t Mix

Certain travel insurance policy types will be invalid if you are drunk or under the influence of drugs.So the most important thing to remember is to go easy on the road.

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